If you are a DIYer or your home was professionally built by a builder, Mac Insurance can insure it!
If you are stationary or plan to travel around the country they can insure that too!
Mac Insurance understands that not all Tiny Homes are the same and neither are their policies.
We highly recommend using Mac Insurance because they gave us an even better policy than we had before through another company.
Mac Insurance will build a policy that is customized to you and your Tiny House. They specialize in all shapes and sizes, including tiny houses on wheels, small houses, cabins, DIY structures, Skoolies and more!
If you are stationary or plan to travel around the country they can insure that too!
Mac Insurance understands that not all Tiny Homes are the same and neither are their policies.
We highly recommend using Mac Insurance because they gave us an even better policy than we had before through another company.
Mac Insurance will build a policy that is customized to you and your Tiny House. They specialize in all shapes and sizes, including tiny houses on wheels, small houses, cabins, DIY structures, Skoolies and more!
WHAT ARE THE DIFFERENT TYPES OF COVERAGES IN A POLICY?
Coverage A
Dwelling – This is the value used for the replacement of your tiny house if it were to get damaged. We insure as low as $25,000 to as much as $150,000. If you buy it from a builder the price of purchase is usually the Coverage A limit. If self built the cost of materials and labor are used.
Coverage B
Other Structures – This is for your solar panels, built on decks, sheds, and other property structures that are not part of the tiny house.
Coverage C
Contents – All personal belongings inside your house. If you were to turn your tiny upside down and shake it, whatever falls out would be part of your personal property. Clothing, pots and pans, TV, electronics, your bed, etc.
Theft of Contents
We can also offer up to $3,000 in theft coverage for your belongings.
Trip Endorsement
Trip Endorsement is now required on each policy.
Replacement Cost for Contents
If you experience a covered loss of your contents, you can be assured that they will be replaced new and without depreciated value. Meaning your 5 year old TV that might cost $40 now would be replaced by a $500 TV of like and quality of today’s standard.
Theft of Tiny Home
If you are worried about your tiny house being stolen then you need this! 100% Coverage A replacement cost of the tiny house in cases of theft.
Liability
Provides coverage for inside your premise and outside your premise. If someone were to get hurt on your premise and they were to sue you this is where your liability comes in. It would help pay towards any medical bills or charges from a lawsuit. This also covers you if you were to accidentally somehow hurt someone else. Like when a snowboarder collides with another or a fisherman hooks his buddy os someone slips and falls in your Tiny Home while showing it off at a festival.
